Claims Adjuster, Examiner, Investigator
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
Top activities and tasks for this job:
- Examine claims forms and other records to determine insurance coverage.
- Analyze information gathered by investigation and report findings and recommendations.
- Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.
- Investigate and assess damage to property and create or review property damage estimates.
- Interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.
- Working with Computers
- Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
- Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
About the test (Full Version)
The HR Avatar Claims Adjuster, Examiner, Investigator Pre-Employment Assessment was designed to help you hire staff in this role. The test provides a whole-person evaluation by measuring job-relevant cognitive ability, personality, knowledge, skills, and relevant behavioral history.
Each component provides important data for hiring decisions. Cognitive ability has been linked to overall job performance in most jobs and correlates with a candidate's
ability to learn new skills and to solve complex problems. Personality characteristics determine how well the candidate will fit-in with a corporate culture. Knowledge and skills indicate how much training will be needed before a new employee becomes productive. Finally, relevant behavioral history detects counter-productive behaviors that can impact job performance.
The Claims Adjuster, Examiner, Investigator test includes an animated work simulation in which candidates meet customers, colleagues and supervisors in a job-related context. Post-test surveys indicate the majority of candidates react favorably to these simulations.
This test also contains an automatically-scored essay component. Writing is a key skill for many jobs and also demonstrates the ability to generate, organize, and communicate relevant ideas effectively.
The specific attributes measured include:
Cognitive Ability
- Analytical Thinking and Attention to Detail
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Knowledge and Skills
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Personality
- Adaptability
- Drive
- Integrity
- Resilience
- Teamwork
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Emotional Intelligence
- Empathy and Emotional Self-Control
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Behavioral History
- History Survey - Performance
- History Survey - Tenure
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Following completion, the test produces a Candidate Selection Report that includes an overall score and detailed scores for each attribute. The overall score weighs each of the factors based on research and analysis from the U.S. Government's Occupational Information Network (O*Net). O*Net represents over a decade of dedicated research evaluating the relative importance of various factors that lead to success in almost 1,000 different job roles.
The Candidate Selection Report also provides expert interview questions that help you probe critical or low-scoring areas, along with a guide for noting your evaluation of the candidate's responses. Consistent use of an interview guide is an important part of gaining better candidate insights and making better hiring decisions.
More information about this Job
Annual US Wages (2023) |
Bottom 10%: | | $47,390 or less |
Bottom 25%: | | $58,770 or less |
Median: | | $75,050 (Average) |
Top 25%: | | $91,100 or more |
Top 10%: | | $105,440 or more |
US Employment Statistics |
2022: | | 329,000 |
2032 (projected): | | 318,700 |
Annual U.S. Job Openings: | 20,600 |
Top Knowledge Requirements
- Customer and Personal Service
- English Language
- Law and Government
- Administrative
- Mathematics
- Administration and Management
- Computers and Electronics
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Top Skills
- Reading Comprehension
- Critical Thinking
- Active Listening
- Speaking
- Writing
- Negotiation
- Judgment and Decision Making
- Active Learning
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Top Abilities
- Written Comprehension
- Oral Comprehension
- Oral Expression
- Deductive Reasoning
- Inductive Reasoning
- Speech Clarity
- Problem Sensitivity
- Written Expression
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Alternate Titles for this Role: Accident Investigator, Adjuster, Adjustment Clerk, Benefit Authorizer, Claim Adjuster, Claim Agent, Claim Approver, Claim Auditor, Claim Examiner, Claim Inspector, Claim Investigator, Claim Processor, Claim Representative, Claims Account Specialist, Claims Adjuster, Claims Adjustor, Claims Analyst, Claims Auditor, Claims Consultant, Claims Examiner, Claims Investigator, Claims Representative, Claims Service Adjustor, Claims Service Specialist, Claims Specialist, Clerical Adjuster, Commercial Insurance Inspector, Compensation Adjuster, Corporate Claims Examiner, Customer Care Specialist, Disability Analyst, Disability Examiner, Disability Specialist, Estimator, Field Investigator, Field Liability Generalist, Fire Adjuster, Fire Claims Adjuster, General Adjuster, Health Claims Examiner, Health Insurance Adjuster, Home Office Claim Specialist, Home Office Claims Examiner, Independent Insurance Adjuster, Insurance Adjuster, Insurance Appraiser, Insurance Auditor, Insurance Claims Adjuster, Insurance Examiner, Insurance Fraud Investigator, Insurance Inspector, Liability Claims Examiner, Liability Claims Representative, Litigation Claim Representative, Litigation Examiner, Medical Claims Analyst, Medical Claims Examiner, Medical Claims Specialist, Property Adjuster, Property and Casualty Insurance Claims Examiner, Property Claims Adjuster, Property Damage Claims Adjustor, Property Inspector, Reinsurance Claim Analyst, Reinsurance Claims Analyst, Residential Insurance Inspector, Salvage Determiner, Worker's Compensation Claims Examiner, Workers Compensation Claims Adjuster, Workers Compensation Claims Examiner, Workers Compensation Examiner
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