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Loan Officer (Spanish)
Loan Officer (Spanish)
Job-Specific Whole-Person Assessment
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Loan Officer (Spanish)

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters. Top activities and tasks for this job:
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Getting Information - obtain financial information from individuals
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Establishing and Maintaining Interpersonal Relationships

About the test
The HR Avatar Loan Officer (Spanish) Pre-Employment Assessment was designed to help you hire staff in this role. The test provides a whole-person evaluation by measuring job-relevant cognitive ability, personality, knowledge, skills, and relevant behavioral history. Each component provides important data for hiring decisions. Cognitive ability has been linked to overall job performance in most jobs and correlates with a candidate's ability to learn new skills and to solve complex problems. Personality characteristics determine how well the candidate will fit-in with a corporate culture. Knowledge and skills indicate how much training will be needed before a new employee becomes productive. Finally, relevant behavioral history detects counter-productive behaviors that can impact job performance. The Loan Officer (Spanish) test includes an animated work simulation in which candidates meet customers, colleagues and supervisors in a job-related context. Post-test surveys indicate the majority of candidates react favorably to these simulations. This test also contains an automatically-scored essay component. Writing is a key skill for many jobs and also demonstrates the ability to generate, organize, and communicate relevant ideas effectively. The specific attributes measured include:
Cognitive Ability
  • Atención al detalle
  • Pensamiento analítico
  Knowledge and Skills
  • Banca Fundamentos
  • Redacción
Personality
  • Adaptabilidad
  • Busca la perfección
  • Civismo Corporativo
  • Competitivo
  • Desarrolla relaciones
  • Muestra una actitud positiva ante el trabajo
  • Expresivo y extrovertido
  • Innovador y creativo
  • Rquiere de una estructura
  • Disfruta resolviendo problemas
  Emotional Intelligence
  • Auto-consciencia emocional
  • Autocontrol emocional
  • Empatía
Behavioral History
  • Estudio de historial – desempeño
  • Estudio de historial - permanencia en el puesto
 
Following completion, the test produces a Candidate Selection Report that includes an overall score and detailed scores for each attribute. The overall score weighs each of the factors based on research and analysis from the U.S. Government's Occupational Information Network (O*Net). O*Net represents over a decade of dedicated research evaluating the relative importance of various factors that lead to success in almost 1,000 different job roles. The Candidate Selection Report also provides expert interview questions that help you probe critical or low-scoring areas, along with a guide for noting your evaluation of the candidate's responses. Consistent use of an interview guide is an important part of gaining better candidate insights and making better hiring decisions.
Language:English (US)
Time to Complete:40 Minutes (Approximately)
O*Net SOC Code:13-2072.00
Simulation Context:Medium-Level Business Finance
O*Net Context:Business and Financial Operations
Price:40 Credits (Add 5 Credits for Online Proctoring if Used)
Note:This test contains questions that are difficult to complete on small screens. A large screen device, such as a laptop, desktop, or tablet is recommended. Test-takers using small devices will be advised to optionally change to a larger screen device.
More information about this Job
Annual US Wages (2017) Bottom 10%:
$32,670 or less
Bottom 25%:
$45,660 or less
Median:
$64,660 (Average)
Top 25%:
$94,150 or more
Top 10%:
$135,590 or more

Hourly US Wages (2017) Bottom 10%:
$15.71 or less
Bottom 25%:
$21.95 or less
Median:
$31.09 (Average)
Top 25%:
$45.27 or more
Top 10%:
$65.19 or more

US Employment Statistics 2016:
318,600
2026 (projected):
354,900
Annual U.S. Job Openings:30,400

Top Knowledge Requirements
  • Customer and Personal Service
  • Economics and Accounting
  • English Language
  • Mathematics
  • Sales and Marketing
  • Computers and Electronics
  • Law and Government
  • Clerical
Top Skills
  • Active Listening
  • Speaking
  • Reading Comprehension
  • Judgment and Decision Making
  • Critical Thinking
  • Service Orientation
  • Social Perceptiveness
  • Writing
Top Abilities
  • Oral Comprehension
  • Oral Expression
  • Speech Clarity
  • Written Comprehension
  • Speech Recognition
  • Problem Sensitivity
  • Deductive Reasoning
  • Inductive Reasoning
Education Requirements No High School Diploma:
7%
High School Diploma:
20%
Post-Secondary Certificate:
10%
Some College:
17%
Associate's Degree (2 yr):
13%
Bachelor's Degree:
32%
Post-Baccalaureate Certificate:
2%
This graphic shows the percentage of people in this role who have their highest education in each category.
Related Work Experience Requirements None:
13%
6 Months - 1 Year:
17%
1 - 2 Years:
23%
2 - 4 Years:
27%
4 - 6 Years:
15%
8 - 10 Years:
3%
This graphic shows the percentage of people in this role whose related work experience before they entered this position falls into each category.


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Read the Reviews
"Amazing Service and Spot-On Testing"
"The value received far exceeds the price"
"Truly takes out the guess work"
"Hiring managers can easily understand the reports"

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